VERIFIED but still " You have exceeded your per transaction limit. " - payment denied

[Cupidz]

Hello all,

first, Im sorry if I'm post in wrong forum because I dont know where else place I could ask for any help.

Everything is seems so fine at first and second payment, until now when I want to pay, I've found troublesome with transfering for payment from ebay or others website. When I click checkout it always showed up like this

" You have exceeded your per transaction limit. To lift this limit, click View Limits on you Account Overview page."

Infact my accounts is no limit now and the value I want to pay is only about $50usd some few bucks transaction, my credit card has more than enough limit but paypall don't let the go on this transaction. What can I do? no matter how small /big the value is, it always showed up like the above.
Anyone please help me, I should paid for the soonest time for some reasons.
I already contact PayPal, but it always endup leave me with uncertainty.
HELP!!
Below I copy and paste my email and what they said.

--- On Sat, 5/16/09, [email protected] <[email protected]> wrote:


From: [email protected] <[email protected]>
Subject: Re: SendingaPayment (Routing Code: C360-L001-T11087-S111-W000000) (KMM121573690I96L0KM) pk1
To: [email protected]
Date: Saturday, May 16, 2009, 5:52 AM


Dear Anton,

Thank you for taking the time to contact us with your concerns. I am
happy to assist you further.

According to your phone, I understand that you tried to send two
payments, but our system reminded you "You have reached per transaction
limit", right?

First of all, your account has been verified, so there is no sending
limit. And I found that you tried to send two payments of $***USD to
***[email protected] and $***USD to ***@mydigitaldiscount.com on May.16th,
but the two payments were denied by our security system.

Now please let me explain the reasons to you.

To ensure the integrity of our network, PayPal may take security
measures, which may affect some accounts in good standing. We regret any
inconvenience may have caused.

PayPal employs complex statistical models to identify patterns of
behavior. This is similar to the way banks and credit card companies
identify patterns of behavior those are abnormal when verifying
individual transactions. When our system rejects a certain funding
source for a transaction, it is merely an indication that the individual
transaction fits a pattern may cause a high risk of failure.

Your PayPal account and the credit card are all in good condition. So
please do not worry too much. You may go ahead to make other payments by
your credit card.

--In that case you may have a try to make the payment at a later time
(maybe 2-3 days later), but it is not guaranteed.

--Another option for you is to add another credit card to your PayPal
account and make payments with the new card (remember to change the
funding source to the new card in the payment review page).

--Or else you may also choose to receive payments from others to your
PayPal balance first. Once you have enough balance in your PayPal
account, you may use the balance to make the payment and it certainly
will not be denied by system.

--Last but not least, you may add a US bank account (issued in US soil)
to make the payment with.

And if all the above measures do not work whereas you do need to make
this payment urgently, will you please choose other ways to make the
payment by? I hope you can contact the seller and explain this to
him/her and ask for understanding.

I sincerely apologize for the inconvenience and appreciate your
understanding. Please feel free to say if you need further assistance.

Sincerely,
Jackie
PayPal, an eBay Company

Copyright© 2009 PayPal Inc. All rights reserved.

----------------------------------------------------------------------

My reply :

Dear Jackie,

Thank you so much for your assistance reply, I really appreciate it.
I already sent this email forward to my seller, but He's just ignoring me and silent. My order is make since 15 May.
Now What should I do again?
I've been really frustated with all thing disable payment through PayPal that I should make.
Its PayPal features is supposed to make me a lot easier to pay, not make its all become more complicated and difficult.
Now, let you know;

1. Theres no way I can wait for 2-3 days later since the seller is ignoring me. while PayPal can do is only leave me with uncertainty.
2. I only have this 1 credit card for this time , I can make another one, but this will take very long time atleast minimum a month!
3. I'm just a buyer whos using PayPal to make everything easier for ebay payment. I am Not seller. So I won't ever received any money/payments from others.
4. It is Not Possible to make US bank Account since I'm non Residents.
5. For some payments , If it possible, I won't use PayPal again for sending payment since its always disabled and useless, but there's no chance when the shop is only receive payment via PayPal. I've ever asked this to some website, and they are insisted that they 're only using PayPal as the only one payment method.

So please, is there any PayPal could make it work/ manually fixed? I've seen this problem become really common to others PayPal members on PayPal forum, they also have same situations with me, but why PayPal didn't work on it?
I'd been really frustated with all this PayPal system that leave me all with uncertainty solve problem in the end. I really need PayPal to solve this problem asap please.
I'm waiting for PayPal soonest help!
Thank you

regards,
Anton

[Modee]

This happens sometimes, both with payments you try to send, and with payments you try to make on websites.

When it happens, there is really nothing you can do other than change the payment funding source, or try to talk PayPal out of denying the payments. Even then usually, unless you can get a hold of someone higher up at PayPal, there is almost nothing they can do. Once their computerized system decides not to accept your payment, it will be denied for all time unless:

You try to change the payment method (from say, one credit card to another, or from credit card payment to cash balance in your paypal method, or eCheck (source of funds ACH from your bank account).

But sometimes - no matter what you do, PP will keep denying the payment, if they think the transaction is somehow high risk. They will also deny the payment if they think something is wrong with YOU or the recipient - that one or both PayPal accounts are somehow fraudulent or CONNECTED.