Just to get our terminology straight:
A VERIFIED PayPal - means address verified somehow (such as via adding a credit card)
A CONFIRMED PayPal - means bank account attached (or credit card, for certain countries where a bank account is optional).
The Short List gets into very precise detail into how to do this PROPERLY when creating your accounts, including how to confirm your PayPal without a regular bank account even in the United States.
A VERIFIED PayPal - means address verified somehow (such as via adding a credit card)
A CONFIRMED PayPal - means bank account attached (or credit card, for certain countries where a bank account is optional).
The Short List gets into very precise detail into how to do this PROPERLY when creating your accounts, including how to confirm your PayPal without a regular bank account even in the United States.